FAQs (Frequently Asked Questions)

Q: What do I need to qualify for an auto loan?

A: In most cases all you need is: Valid driver's license, proof of income, proof of residence, and a completed credit application. We will request additional information if necessary.

Q: Can a first-time buyer or someone with no credit qualify for an auto loan?

A: Yes. We have car loan programs available to assist you with establishing your credit.

Q: What types of vehicles are available?

A: Used cars, trucks, vans and SUVs are available at our dealership.

Q: Will a large down payment be required?

A: Flexible down payment programs or deferred down payments are available in most circumstances.

Q: Can I get approved for an auto loan if I have bad credit?

A: Yes, you can. Car loans are available for people with bad credit.

Q: I filed for bankruptcy. Can I get approved for an auto loan?

A: Absolutely. Financing is available when your bankruptcy is discharged, and in some cases prior to discharge.

Q: Is it safe to apply for credit online?

A: Your information is submitted over a Secure Loan Server, so it is absolutely safe. In fact, your information is actually safer being transmitted in this manner than it is over the telephone. Many cellular phones can transmit and receive uninvited phone conversations.

Q: I didn't receive an auto loan approval notice or phone call. What happened to my application?

A: Perhaps you did not completely fill out the application or submit it. If all the required fields are not completed, your application may be automatically filtered out by the system. Please fill out all required information on the application prior to submitting.

Q: What will the interest rate be on my loan?

A: The interest rate is determined by several factors including: the year and model of the vehicle, the amount of the down payment, the buyer's credit history and the term of the loan.

Q: How do get started establishing or re-establishing my good credit?

A: Simply apply on this website to get going today.